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Oregon has passed a strict law regarding the use of electronic devices while driving. Talking on the phone while behind the wheel of a vehicle in motion requires a hands-free wireless device. Most modern cars have a microphone and speaker to which a phone may be synced. A driver may answer the phone or hang up with a voice command or a single touch.

Holding your phone to your ear or in your hand on speaker can get you a ticket with a hefty fine. A related infraction is distracted driving, including texting or anything else you may do that takes your eyes off the road.

Now, most insurance companies view cell phone and texting tickets as major violations for rating purposes, like reckless driving or even a DUI.