That’s not true. Some auto insurance companies have taken a hard stance against distracted driving. The auto insurance company sees improper use of a phone while driving, usually falling under the distracted driving category, as a serious offense. Most assign a major violation charge to this type of infraction. You could expect the insurer to raise your rates by as much as 25% if convicted of a cell phone ticket.
The best way to avoid such a major violation is not to use any device while driving. Imagine what driving was like before the invention of smartphones. People usually made it just fine to their destination. If a car broke down on a highway, a payphone was nearby, or someone was willing to get help. That’s when a portable phone today would be handy. At least you stopped and can’t harm yourself or others because of talking or texting and driving.
The following best way to not get a distracted driving ticket is to use a hands-free device. Most new cars have Bluetooth technology built into the car, where you can talk out loud to a hidden microphone and listen to the caller through the stereo speakers. Answering and hanging up on a call is as simple as pressing a button somewhere on your steering wheel.