Services
Your local insurance agent does a lot more than you might expect. We are paid a percentage commission by the insurance company set by contract. But, we also understand that if we are to attract and retain clients, we must provide the best service we can. These are the services we provide to you.

Liability Claims

Details
Category: Services
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Liability claimsLiability claims may take a long time to investigate and settle. If the fault of an accident is in question, all drivers, passengers, and witnesses must be interviewed whenever possible. Often, investigators from both sides must visit the scene and review police reports to piece together the event as it transpired. If someone received severe injuries or died because of the accident, the conclusion may take months to settle. If you are found at fault, your liability insurance will pay for the damage to property and the injury to others. The biggest concern you will have at that point will be the adequacy of your liability limits. Will you have enough to pay for everyone you hurt or the damage you caused? Would you please talk to us about your liability coverage? This aspect of your policy is the most important of all. You could lose everything you have if your limits aren’t high enough. If you are already involved in a liability claim, we can help you get the status answers you need.

Quoting
The journey begins with a quote. We will gather only the information we need to give you an accurate quote and nothing more.
Changes
Life changes constantly. Your insurance policy can too. Depending on the company, you can make changes yourself online or on an app on your phone, or you can call, text, or email us the changes.
Binder
A binder is a temporary policy. Sometimes a lender or dealer will want immediate proof of coverage beyond the ID card you carry in your wallet or car. We'll email them a binder anytime upon your request.
Claims Assistance
We'll help you through the process after you have had an accident or loss. Your ID card has the claims phone number, but you can call or text us from the road or as soon as it's safe if you are unsure what to do next.