- Details
- Written by: Doug Hartley
- Category: Services
- Hits: 2498
Nothing is more frustrating than being told something costs one thing, and when it comes time to pay, the price goes up. Worse yet, you pay for something on payments, and the monthly amount turns out higher than quoted. You feel stuck. The money you used to pay the down payment is gone, and now you can’t go elsewhere. Often, you are on contract, like a cable bill, and now trapped for three years.
No one understands that dread more than we do. That’s why we rely on you to give us correct data to put into the computer software when quoting your auto insurance. If the information you provide us is wrong, the estimate will be too. We then must order all the reports at our expense through the company website to assure the price with tell you is accurate. The reports we run include things like your credit report, criminal background, car maintenance and crash history, accident and ticket record through the DMV, and accident history provided by the insurance companies. Any undisclosed infraction, accident, crime, car theft, excessive tow history, and bad credit will all negatively affect the price we offer. Be careful when requesting quotes online or from direct insurers. Unlike we independent agents, they aren’t required to run all those reports until after giving you a quote and taking your money. Insist they run those reports before offering you the price.
We don’t like surprises when it comes to auto insurance quotes. We can brag that our quotes result in policies issued at the same price about 99% of the time. The misquotes are always a result of inaccurate data put into the computer, such as a wrong vehicle identification number or an incomplete full name. Occasionally, the policy issues at a higher rate because one of the reporting systems was not in service at the time of the quote. Usually, we get a warning to try again later.
Call us for a free, 99% error-free quote. Or you can complete the online quote request. We won’t sell your data to anyone else. Promise. It stays in our secure computer system.
- Details
- Written by: Doug Hartley
- Category: Services
- Hits: 2288
A journey does not begin with the first step. No, it starts with preparation and planning. If you want an insurance policy, you can start calling around to get quotes. You will quickly learn that we agents ask questions. If you aren’t prepared with the answers, we can’t get very far in the conversation. Here’s what we need to start the quote journey:
1. Full name of all the drivers in the household.
2. Dates of birth of all drivers in the household.
3. Driver’s license number of all drivers in the household.
4. Correct physical and mailing address (if different).
5. Vehicle identification numbers for all cars to be quoted.
We’ll have additional questions to complete the application once the quote is accepted. Also, please have your debit card and/or checking routing and account numbers handy. We will set you up on automatic payments if you cannot pay the six- or twelve-month policy in full. An email address will allow us to send you the electronic application for signature and notifications as the policy progresses. We’ll recommend that you download the company-specific app for your phone’s platform so you can make changes to your policy, check the status of your account, view coverages, and download your identification card. If you finance your car, we will require the name and mailing address of your lienholder or finance company.
Now you may take the first step of your journey and call us or complete our private, secure online quote request form. We don’t sell or give away your personal data. It’s for our use only in quoting the companies we represent. Some online companies promise to offer you the best rate. Most of the time, they are not an agent. You complete the form, and they sell it to twenty other agents or insurance companies. That’s not the way we operate. Promise.
Let us take the insurance journey with you.