Suppose the other party has no insurance. If you have purchased the optional Uninsured Motorist Property Damage coverage, your company may pay for a rental car, just as if the other driver had insurance. To ensure you have sufficient coverage for a rental, consider purchasing the Rental Reimbursement option if available.

If your car is drivable and the body shop will take longer than 30 days to repair it, consider waiting until the parts arrive and they have the necessary time. Rental Reimbursement usually has a 30-day limit.