Any added coverages or warranties you include in the financing of a car, such as accidental death, disability, gap, or warranty, are all subject to a prorated refund of their value if you sell the vehicle and pay off the loan before the contract is over. You must have also met specific requirements and not violated any restrictions during that period.
The most significant limitation is the number of miles you can drive during the contract period, typically limited to 1,000 miles per month. Take a close look at all the paperwork you signed when you bought your car. If you see a credit disability application, it’ll outline the terms for getting a refund if you sell your vehicle before the contract ends.
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