A similar thing plagued many drywall contractors in about 2010 when suppliers offered materials manufactured offshore that were tainted with chemicals that caused respiratory and other medical issues. Just like the siding contractors of the early 2000s, drywall contractors have faced potential lawsuits for installing defective materials. How defective drywall differed from the siding debacle is that it stretched across oceans, not giving victims an easy way to sue the manufacturer. The contractors and suppliers became the target of lawsuits.

Besides the typical risks any contractor faces, like bodily injury and property damage liability, drywall contractors must be careful where they source their materials. Sometimes the damage doesn’t become clear until long after the product’s installation. Modern commercial policies address liability for products and completed operations.

Just like roofers and framers, drywall and siding contractors often work at great heights and must use extreme care to avoid falls that can severely injure employees and spills or toppling of product that can cause damage to property or tools and equipment below. Finishing the attached drywall requires mudding and smoothing seams that later must be sanded, which produces airborne particulates that might be harmful to humans and animals. Drywall contractors need to employ safety measures to protect their lungs and eyes. Workers’ compensation, as with any other more dangerous commercial class, is a critical component in the protection of the business and employees’ wellbeing and livelihood.

We have insurance products that address many of these risks for drywall and siding contractors, and would love to analyze your current coverages to make sure they are adequate for your needs and make suggestions for improvement. And if we can save you money on the premium, of course, that would be a bonus.