Frequently Asked Questions

If you believe the agent or insurance company is not dealing with you fairly, you should approach the agent or company first in an attempt to resolve the issue. Sometimes the situation requires that you speak with a manager to try to resolve the issue.

This is easy. Car insurance in Oregon follows the car, not the driver, and only the owner has the right AND responsibility to insure it. If someone owns a vehicle without insurance and wants to lend it to another to drive, they must purchase insurance for that vehicle. It’s also a good idea for them to list you on their policy as a driver if you will be using it frequently.

Oregon has passed a strict law regarding the use of electronic devices while driving. Talking on the phone while driving requires a hands-free wireless device. Most modern cars have a microphone and speaker that can be synced to a phone. A driver may answer the phone or hang up with a voice command or a single touch.

The average motorcyclist pays about $200 to $300 a year for liability insurance on a motorcycle in Oregon. The average motorist pays about five times as much per year for car insurance. Why is it so much cheaper to insure a motorcycle?

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